Terms and Conditions

e-snapped is a copyrighted web platform owned by AltPayNet, with legal representation in Europe (AltPayNet Europe Limited), US (AltPayNet Inc.), Hong Kong (AltPayNet Limited), and Philippines (AltPayNet Corp.)

This e-snapped User Agreement, together with any related materials currently available and shall be available in the future including but not limited to the updates of the Terms shall govern your access to and use of the website published including any content, functionality, applications, and services offered on or through this website (individually and collectively, the "Services"), whether as a guest or a registered user.

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE YOU START TO USING E-SNAPPED. BY USING THE SERVICES OR BY CLICKING TO ACCEPT OR AGREE TO THIS AGREEMENT WHEN THIS OPTION IS MADE AVAILABLE TO YOU, YOU ACCEPT AND AGREE TO BE BOUND AND ABIDE BY THIS AGREEMENT AND OUR PRIVACY POLICY, FOUND AT WWW.E-SNAPPED.COM, WHICH IS INCORPORATED BY THE REFERENCE.

e-snapped provides e-invoicing and e-payments facilities in a Platform-as-a-Service format. The relationship between you and e-snapped is that of independent contractors. Anything you can find in this Agreement shall not be construed as creating any partnership, agency, employment or fiduciary relationship, joint venture or any form of joint enterprise between the parties. Consequently, both parties shall have no authority to contract for or bind the other party in any manner whatsoever.

By Using e-snapped, you represent and warrant that you

i. are either an individual at least 18 years of age or of legal age as determined by the laws of your country of origin or entering into this Agreement on behalf of a legally recognized entity, duly organized, validly existing, and in good standing under the laws of your state of organization; and

ii. have full right, power and authority to enter into this Agreement and to perform its obligations hereunder; and

iii. if you are entering into this Agreement on behalf of a legally recognized entity, the acceptance of this Agreement has been duly authorized and sanctioned by all necessary action on the part of such entity

To use e-snapped, you are required to provide certain registration details and documents in order for us to set up your account. All information you provide in the registration process shall be accurate and complete. If any information changes, you shall promptly inform us about the said changes. You agree to protect and keep confidential all your e-snapped account information including but not limited to your USERNAME and PASSWORD. Disclosure of these account information to any person or entity means that you assume all risk of losses associated with the action and that you are responsible for any transactions, activities, and other uses that occur as a result of the action. You agree to notify us immediately at the e-snapped support facilities (as set forth at the end part of the Document) of any unauthorized use (or attempted unauthorized use) of your account.

Clients register invoice recipients' detail and Know-Your-Customers (KYC) documents. If necessary or if asked by a partner Financial Institution such as banks and payment institutions, invoice recipients or the CLIENT or through the CLIENT shall be asked to provide additional documentations for Enhanced Due Diligence (EDD).

e-snapped can be accessed over the internet using supported web browsers or applcations and may require particular hardware and/or software. It is your sole responsibility to meet these requirements. In the event that we make available any desktop, mobile, or other applications for download as an extended service, you may download copies of that to your computer or mobile device solely for your own personal, non-commercial use, provided that you agree to be bound by any end user license agreement that comes with said applications.

Your use of the Services is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Services.

You agree to defend, indemnify, and hold harmless e-snapped, its affiliates, and their respective officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Services; (ii) your violation of any term of this Agreement; (iii) your violation of any third-party right, including without limitation any copyright, property, or privacy right.

We may terminate or suspend your access to the Services, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Agreement. Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may discontinue using the Services.

This Agreement shall be governed and construed in accordance with the laws of the country where the AltPayNet entity you have entered an agreement with is registered, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these terms shall be resolved exclusively through binding arbitration conducted in the country of registration of the relevant AltPayNet entity. The arbitration shall be conducted in English.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

You may close your account through your account by contacting the e-snapped support facilities as set forth in the official website. You may also close or make changes to your account by logging into your account and changing your account settings or by informing us of the change that you want to apply via the e-snapped support facilities.

(a) e-snapped is based in Hong Kong, Manila, Philippines;. We make no claims that the Services, website or any of its content is accessible or appropriate for use outside of the locations of our operations. Users are ultimately responsible to ensure their compliance as it is applicable to them. Access to the Services or website may not be legal by certain persons or in certain countries. If you access the Services or website from territories by which AltPayNet operates or in other countries which we have no operations, you do so on your own initiative and are responsible for compliance with local laws.
(b) Notwithstanding Section 15(a), if you are a resident of a country other than the countries where AltPayNet has an entity in, you acknowledge and consent to the transfer of your personal information to our locations(s) in the territories where AltPayNet has operations for the exclusive purpose of providing the Services and completing the transactions you have authorized. When we use third-party providers to provide or complete our Services to you, we have obligated them to keep your information confidential and to use it solely to provide our Services to you. For more information, please refer to our Privacy Policy.

(a) We reserve the right at any time and for any reason, to modify or discontinue any aspect or feature of the Services or to modify this Agreement. In addition, we reserve the right to provide you with additional terms and conditions that may govern your use of the Services generally, unique parts of the Services, additional functionality or applications made available to you as part of the Services, or any or all of these ("Additional Terms"). Any such Additional Terms that we may provide to you will expressly reference this Agreement, will be effective upon notice, and be incorporated by reference into this Agreement. To the extent any Additional Terms directly conflict with this Agreement, the Additional Terms will control.
(b) Subject to the next paragraph, modifications to this Agreement will become effective three (3) days after posting on the website or, if we notify you by email or conventional mail, as stated in the email message or conventional mailing. Your access to and use of the Services or website after the effective date of any modification of this Agreement will signify your assent to and acceptance of the same. If you object to any subsequent revision to this Agreement, immediately discontinue use of the Services or website. All counteroffers to this Agreement (or amendments to the same) are categorically rejected.
(c) If a dispute arises out of or relates to the website or this Agreement including, without limitation, any Additional Terms or their breach (the "Dispute"), the parties agree that the Agreement in effect at the time the Dispute arose shall apply to the Dispute, including any amendments to the Agreement posted prior to the dispute arising. No amendment to the Agreement shall apply to any Dispute as to which we had notice prior to posting the amendment.

(a) We may provide third-party content through our website or Services. Any such third-party content represents the opinions and judgments of the third-party. We do not endorse, warrant and are not responsible for the accuracy, timeliness, completeness, or reliability of any opinion, advice, or statement that may be made in such third-party content and expressly disclaim any warranties with respect to the same.
(b) We may provide links to other websites maintained by third parties. We do not operate or control, in any respect, or necessarily endorse the content found on these third-party websites. You assume sole responsibility for your use of third-party links. We are not responsible for any content posted on third-party websites or liable to you for any loss or damage of any sort incurred as a result of your dealings with any third-party or their website.

(a) Force Majeure. e-snapped shall not be liable or responsible to you, nor be deemed to have defaulted or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of e-snapped including, but not limited to, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, epidemic, lock-outs, strikes or other labor disputes (whether or not relating to either party's workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage, provided that, if the event in question continues for a continuous period in excess of ten (10) days, you shall be entitled to give notice in writing to e-snapped to terminate this Agreement.
(b) Entire Agreement. This Agreement, any Additional Terms, any separate but relevant Pricing Agreements, and our Privacy Policy constitute the entire agreement between you and us with respect to your use of the Services, and supersede all previous written or oral agreements between the parties with respect to such subject matter.
(c) Governing Law and Jurisdiction. All matters relating to our website, the Services, this Agreement and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the country of registration of the AltPayNet entity which you, the user or merchant, entered and signed an e-snapped agreement with without giving effect to any choice or conflict of law provision or rule (whether of the country of registration of the AltPayNet entity you entered and signed an e-snapped agreement with or any other jurisdiction). Any legal suit, action or proceeding arising out of, or related to our website, the Services, and/or this Agreement shall be instituted exclusively in respective courts of the country of origin of the relevant AltPayNet entity . You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
(d) Waiver and Severability. No waiver of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. If any provision of this Agreement is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Agreement will continue in full force and effect.
(e) Assignment. You may not transfer or assign any rights or obligations you have under this Agreement without e-snapped's prior written consent. e-snapped reserves the right to transfer or assign this Agreement or any right or obligation under them at any time.
(f) Communications. You consent to receiving communications from e-snapped electronically. You agree that we have the right to communicate with you by email or by posting notices on this website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

The Services (including this website) are owned and operated by AltPayNet.

All questions about your account, requests for support, feedback, comments, and other communications relating to the Services should be directed to the e-snapped Support Facilities at support@e-snapped.com.